We’ve all heard the horror stories of household items that didn’t survive the move, whether it was Great Grandmother’s china, the crystal vase that you saved for months to buy, the now-scratched armoire … the list is endless.

You can argue that moving crews won’t be as careful as owners when it comes time to safely transport your possessions. But in fairness, it’s also true that in some cases owners have not properly packed valued household items.

That a box you pack yourself is one that your movers can’t see inside; nor do they know that the contents have been packed according to their standards. That’s why it’s critical that you understand the terms of your moving insurance coverage.

If you want to hire a moving company to individually wrap and pack all of your valuables, they might be happy to accommodate you — in exchange, of course — for a fee. If you’re like the vast majority of homeowners, however, you’ll be packing your own possessions — or at least most of them, including your precious valuables — and so you’ll have to assume responsibility for their safe transport.

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